Consumer Credit Counseling Services By An Expert Credit Counselor

Why Choose Advantage Credit Counseling Services (ACCS)?



With over 40 Years of non-profit experience Advantage Credit Counseling Service (ACCS) is well suited to offer expert consumer credit counseling and debt consolidation. Every year ACCS helps over 30,000 consumers – from all income levels and all walks of life – who are overwhelmed by financial troubles.

Since 1968, our primary goal has been to provide education on sensible money management practices and the wise use of credit.  This is achieved through our extensive offerings of credit, budget and housing counseling and community financial literacy workshops.

 

Caring, Confidential, Certified Credit Counselors

All of our credit counselors are certified through the National Foundation for Credit Counseling (NFCC).  In order to become certified, our credit counselors are required to pass six NFCC certification exams that measure experience and tests counselors’ knowledge of credit and financial counseling.  In addition to gaining their certification, our credit counselors are also required to maintain their certification.  This is achieved through counseling, providing community relations, and participating in education programs.  Our credit counselors provide the personalized attention necessary to find a solution to your debt problems.  All communications with clients are completely confidential.  Privacy Policy
 

Personalized Approach

At ACCS, we realize our Debt Management Program(DMP) may not benefit everyone.  For those who may not benefit from a DMP, credit counselors also provide personalized budget counseling and, when necessary, referrals to community and government agencies that can assist with other issues consumers may be facing.  Our Education Department provides consumers with online and community financial literacy education.  Money management materials are available for all consumers.
 

Operational Efficiencies

Advantage Credit Counseling Service uses the latest technology standards and processes in its operations to benefit our clients and consumers.  We have the capability of automatically withdrawing your monthly payment from your checking account for added convenience.  You can call us toll-free at 1-866-699-2227, contact us via the Internet or access your account information through our Online Client Service Center, which is a certified VeriSign® Secured Site.  We have a commitment to excellence and strive to continuously improve our technology and services so that we are able to provide our clients with the most efficient service possible.
 

Lifetime Education Benefits

Whether you are an Advantage Credit Counseling Service client or not, we provide you with the educational tools necessary to develop a long-term plan for managing your finances and understanding the world of credit.  We offer a Budgeting Basics workbook to assist you in establishing and following a personal budget for you and your family.  Through our website, we provide information on topics such as money management, credit management, identity theft, understanding credit reports and scores and teaching your children about money, just to name a few.  Educational Resources
 

Sound Business Practices

ACCS undergoes independent audits and is accredited by the Council on Accreditation(COA).  ACCS is a member of the National Foundation for Credit Counseling (NFCC) and the Better Business Bureau (BBB).  Advantage Credit Counseling has been designated a certified comprehensive housing counseling agency by the U.S. Department of Housing and Urban Development (HUD).  Affiliations